I have 6 credit cards, a car loan, rent, electric, ect... And It is getting too much for me. I need a program that will help me organize my bills and help me to see where my income is going.
A lot of banks these days are offering free budget software for your account if you bank online. I have tried gnucash in the past and did not like it. Excel is a great tool for managing your finances. If you have constant access to the internet, quicken online is also a great (free) option.
You should just use Midownload budget softwarecrosoft Excel
AceMoney's pretty good.
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Lorenzo,
I was in a similar position to yourself and was able to dig my way out of debt with the software program You Need A Budget aka YNAB.
I had tried several others before coming across YNAB. If you are looking for a lot odownload budget softwaref bells and whistles it may not be for you. But if you are looking for a simple program to set up a monthly budget and an easy way to see exactly where your money is going each month this program is great.
There are four rules to the YNAB way that help you get back on track. By following them I'm confident you can find a way to turn your financial situation around. First and foremost, no mater what software you use...stop spending on those 6 credit cards immediately. :)
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